Are express tickets displayed in the insurance

It totally depends on the company and what type of problem has been associated with a problem in the past.

At a financial firm I had to work with, a suspended driver's license is a disqualification because they had a really bad apple that also had a suspended license. Therefore, it is believed that all future candidates with a suspended license are at bad risk. This particular person had also been fired from a previous job, disqualifying anyone who was ever fired. That particular person had lied about working for companies they had never worked for. Any company that says, "Who? We have no record of them" is a disqualification. My credit score was in the 500s at the time, so they sure weren't looking for someone to borrow money. One of my employees worked in a place where his ex-wife is now the Human Resources department. When she said, "He is not eligible for reinstatement," that employee was banned from working with the major financial client.

The Federal Government is of the opinion that loans reflect the trustworthiness of an applicant. Someone who is negligent in repaying money is likely to be negligent in handling classified information and also runs the risk of selling classified information to pay off debts. This argument arises from their claim that a person accessing classified information has a fiduciary responsibility and that repayment of debts is another fiduciary responsibility; and if you cannot be trusted (by someone else) to get the little things right, you will not get the big things right (for the government). The boilerplate they use is:

A person seeking access to classified information enters into a fiduciary relationship with the government that is based on trust and confidence. This relationship goes beyond normal office hours and continues outside of office hours. Because of this special relationship, the government must be able to have a high level of trust in the people it gives access to classified information. Decisions necessarily include consideration of the possible risk that the applicant willfully or inadvertently fail to protect classified information. Such decisions involve some degree of legally permissible extrapolation of the potential, rather than actual, risk of a classified information compromise.

Sample (e.g. public trust, no classified data). Companies with other departments that deal with secret details and public trusts tend to minimize the diversity of HR policies. Hence, it is likely that they will use similar reasoning / standard for the other departments as well. Even if you specifically ruled this out in your question, the company may not have done it. A friend of mine is a programmer, and since the project involves working with a federal agency, all developers and IT staff were required to conduct a public trust review in addition to the regular employment test.

From mine, when you chat with other companies who have asked me to pass background checks, they tell me that they want to make sure that:

  • I am not a criminal and if so, is the conviction relevant to the job at hand? My brother is a convicted criminal (if he pays his refund and keeps his parole clean, it will be downgraded to an offense) but his crime has nothing to do with his job delivering things for a big store, they know about it and him keep busy there. Some companies don't want crimes, others care if they are relevant.
  • That my identity is verified, which is evident from the license check. There have been many lawsuits in which a company hires someone with a history of DUI and then they get into a serious accident. The plaintiff's lawyers feed on the corpse of the company and the tens of millions from the lawsuit (just a slight exaggeration). Insurance companies pretty much charge this check - even if you never do business.
  • That I didn't lie on my résumé. When I said I worked for BigHugeLargeCo, they basically say, "Yes, Tangurena worked here". Some previous employers have since gone out of business. A few of these are not a problem, persistent background of defunct companies may be fake. I had a problem when a company's online records weren't going back that far (and paper records in a storage shed were in a different state), but that I still had my money on the company's 401k plan indicated that I was an employee was and was good enough for this background check. My advice is to always keep your first and last paychecks from wherever you have worked and separate them from tax records.

I've also met employers who preferred to only hire bad credit as these people were too desperate to keep working and the boss could put all sorts of pressure on them. Everyone who wasn't in financial distress quit.

Sometimes the legal regulations change and the previously acceptable past becomes retrospectively unacceptable:

Richard Eggers, 68, was fired from his job as a customer service representative in July for sticking a cardboard clipping of a dime into a washing machine in Carlisle nearly 50 years ago, the Des Moines Register reported Monday.

Warren County court records show that Eggers was convicted of misappropriating a money changing machine. Eggers called it a "stupid stunt" but questions his dismissal.

Source. Eggers had worked for the bank for 7 years before the 50-year conviction became an issue.